Believe me, the year I didn’t have it because I tried to save some money it ended up costing me dearly. I forgot that I wasn’t the only one driving my car and no-one had put any water in the radiator. So, that was the first time my engine overheated and blew up.

It really, really pays off to look after your car to the very best of your ability. Some amongst us are mechanically minded, others aren’t and we depend on having a good mechanic after using our own “common sense”. I did warn you that learned why I need the best auto warranty insurance available!

But the biggest reason of all for looking after your car is simply this ~

Every time you or a family member gets into your car to go somewhere, the car is responsible for yours and your families lives. It pays handsomely to look after it.

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Car insurance can be expensive if you don’t take the time and make the effort to shop around; and getting car insurance in WA is no exception.  The time to shop around for the best free car insurance quote is a week or two before your car insurance falls due.

The old Aesop’s fable “a stitch in time saves nine” is as applicable today as it was in Aesop’s time.

This principle to getting the cheapest car insurance quote is as applicable today in Washington (WA) state as it is in Western Australia (WA).  The differences that really count is the post code and the driving conditions.

Car Insurance (WA) Washington State

Washington State in the US has a climate where snow sometimes has to be removed with the use of salt and gravel. The gravel that is used often has pebbles closer to the size of rocks rather than finer particles of sand and these large pebbles can put dents in a car simply by being driven or parked on the road.

Salt & Car insurance WA

Any time a car passes another, these pebbles are thrown up and can damage a vehicle or break a windscreen if the other driver isn’t respectful enough to slow down and show a degree of courtesy to other road users.

These dents are part and parcel of the post code that will be used to assess an insurance quote. To see more about what affects insurance quotes, read Wikipedia

Then there is the salt that causes a great deal of damage to vehicles over a number of years.   Even the most car-loving car owners who washes his or her car every week will still have the rust factor to contend with after a couple of years.

The salt that is laid down to melt the snow is extremely corrosive and eats into a car’s paintwork very quickly. That is why one see’s so many rusted cars in the parking lots of shopping centres (or Malls as they are called in the US) because to claim the damage every year on their auto insurance would raise the cost of their auto insurance beyond what the average person could afford.

Car Insurance (WA) Western Australia

Car insurance in Western Australia does not have the snow problem but it also has the salt problem for those who live in a coastal town in Western Australia.  Western Australia is a very big State comprising roughly one-third of the land mass of Australia.

The northern part of WA is monsoonal and has cyclones every year that cross the coast and cause extensive damage to infrastructure and personal possessions if you live on the coast. When these cyclones arrive they bring not only the destructive forces of nature but they carry sea salt a long way inland.

The southern part of WA is a temperate climate but  the salt problem persists for any car housed along the coast.

Conclusion:

Car insurance WA can be found at a cheaper price if you shop around. It doesn’t matter whether you live in Washington State or Western Australia, there will always be something that will or could damage your car and that is why it is so necessary to have car insurance.

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Let’s just take car and insurance for women for starters.

If a woman owns the car and had the car before her marriage, then it’s important that the car insurance policy stay in her name with her husbands name listed as a frequent driver. It’s equally important that your husband keeps his car insurance policy in his name with the woman listed as a frequent driver. The reason for this advice is because when / if a marriage breaks down as too often happens, unless you can prove that you have held a car insurance policy in your name then you could end up losing your no-claim bonus even if you have been driving accident/incident free for the past 20 years!

car insurance for women

Insurance companies run on proof and facts they can verify. Which is fair enough and if you are a shareholder in any insurance stock I’m quite sure you will also consider this good practice. But when the marriage breaks down and you are often more vulnerable at that period of time so could be more likely to have an accident, it’s not the time to find out that you have an insurance problem because the insurance policy is in a shared name. These days, married, single or thinking about it, no one can afford to be without a car.

The inconvenience is unbelievable because we have all become so used to hoping in a car and going wherever and when ever we want. If you lose your car for a couple of weeks while the insurance gets fixed up it is a huge inconvenience. Worse still, if the marriage split has been a nasty one and you have an auto accident, you could end up being left at your partner’s mercy and they probably aren’t much inclined to assist you much at this point. So my advice is to keep a certain amount of name independence as your best insurance against things going horribly wrong

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